Employer Benefits for Expats
One of the most overlooked financial opportunities for expats in Czechia is employer-sponsored pension contributions. Many Czech and international employers offer extra pension contributions on top of your salary — typically around 3% of your gross monthly income — but most expats never claim them because they don't know they exist or don't understand how they work.
Free Money You Might Be Missing
If you're employed in Czechia, your employer may already have a benefits program that includes pension contributions at no cost to you. All you need to do is set up a pension product and submit it to HR. As soon as that's done, you can start receiving the benefit from the very next payroll.
We handle the entire process: we set up your pension, prepare the paperwork, and tell you exactly what to send to your employer. It takes minutes.
Real example: One of our clients had been working in Prague for 5 years and never claimed their employer's pension contribution because they assumed they'd "lose the money" if they left Czechia. When we showed them the math, they realized they had missed out on over 500,000 CZK of free money. The best part? Even if they leave Czechia, they keep every crown their employer contributed. Don't make the same mistake.
How Much Could You Get?
Most employers in Czechia contribute around 3% of your gross monthly income to your pension. For someone earning 80,000 CZK gross per month, that's 2,400 CZK/month — or 28,800 CZK per year — of completely free money on top of your salary. Over 5 years, that's nearly 150,000 CZK before any investment growth.
Key point: Even if you leave Czechia, you keep the money your employer contributed. It's yours. There is no reason not to claim it.
How It Works
Step one: we check if your employer offers pension contributions (most do). Step two: we set up a pension product for you — this can be done the same day. Step three: you submit the details to your HR department. Step four: your employer starts contributing from the next payroll. That's it.
What If I'm Not Sure?
Most of our work is informational. We're happy to simply check whether your employer offers this benefit and explain how it works — no commitment to do anything. Many expats come to us just to understand their options, and that's perfectly fine.
Not sure if your employer offers this? We can check for you in minutes. If they do, we'll set everything up. If they don't, at least you'll know. Either way, it's free.