How does it work, what do you pay?

You don't pay us directly. When we help you set up a mortgage, pension, or insurance product, the financial institution compensates us, similar to how a real estate agent works. You see a complete breakdown of all fees before you sign anything.

Do you work for a specific bank?

Each advisor is individually registered with the Czech National Bank as a tied agent of OVB Allfinanz, a.s. We represent a range of banks, insurers, and investment companies, presenting you with options so you can choose what suits your situation.

Where can I find an investment advisor for expats in Czechia?

Profi Expats provides investment advisory in English for expats in Czechia. We help with Czech investment products (DIP), mutual funds, ETFs, and currency considerations for non-CZK earners. Each advisor is individually CNB-registered and represents multiple investment companies through OVB Allfinanz.

Profi Expats, Financial Advisors for Expats in Czechia

Our Services

Everything you need,
under one roof.

From your first mortgage to long-term pension planning, we handle the complexity so you don't have to.

Mortgages

We work with multiple Czech banks to find you a competitive rate, regardless of your visa type or employment status.

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Insurance

Property, life, car, liability & income protection, tailored coverage for your situation.

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Investments

Access over 1,200 funds and ETFs worldwide. Diversified strategies designed for your risk profile and goals.

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Pension Planning

Maximize your tax deductions and build retirement savings, in different currencies, even if you leave Czechia.

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Employer Benefits

Check how you could get extra pension benefits that you might not be claiming. We help you find out.

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A partner who actually understands expat life.

We moved to Prague and started Profi Expats in 2017 for one reason: as expats ourselves, we wished for a team of advisors that truly understood our financial situation, but nothing like it existed. So we built it. Today, each of our advisors is individually registered with the Czech National Bank, helping expats from 117 nationalities navigate Czech finances with confidence.

CNB-Registered Advisors

Each advisor is individually registered with the Czech National Bank. We represent a range of banks and insurers, presenting you with options so you can make an informed choice.

Expats Helping Expats

Our team speaks your language and understands the challenges of living abroad.

Transparent Fee Model

Financial institutions compensate us when we arrange a product, similar to how a real estate agent works. You see every fee in your documents before you sign anything.

Serving expats since 2017

Listed on Expats.cz

The Team

The people behind
your financial plan.

Each advisor is individually registered with the Czech National Bank as a tied agent (vázaný zástupce) of OVB Allfinanz, a.s. We represent a range of financial providers to help you find what suits your situation. View regulatory scope per advisor.

Barbora Novotna

Co-Founder

IČO: 01134329

Nicolas Griss

Co-Founder

IČO: 05834716

Elizaveta Pitkevich

Senior Advisor

IČO: 17809576

Vincent Menendez

Senior Advisor

IČO: 09034064

Adolfo Alonso

Senior Advisor

IČO: 17321778

Jana Lorincikova

Mortgage Specialist

IČO: 06454062

Lala Rustamli Andersson

Manager

IČO: 04351584

Emile Etame

Manager

IČO: 17128854

Leigh Mercer

Manager

IČO: 75457415

Ides van der Does

Manager

IČO: 17054702

Michala Bastin

Manager

IČO: 01994263

Client Reviews

Trusted by expats across
the Czech Republic.

Our reputation is built on real client feedback. Rather than display selected quotes here, we point you to our public Google profile where every review is verified, time-stamped, and unfiltered. Read what real clients say in their own words, the way they wrote it.

4.9

/ 5

Average rating

Across all Google reviews

60+

Verified reviews

Real names, real situations

117

Nationalities served

Since 2017

Read All Reviews on Google

Opens in a new tab. We don't filter or moderate what people write.

Tools

Plan smarter with
our calculators.

Easy-to-use tools to help you make informed financial decisions in Czechia.

Gross-to-Net Salary

Calculate your Czech take-home pay including taxes and social contributions.

Use Calculator

Pension Calculator

See how contributions grow and how much you save in taxes each year.

Use Calculator

Mortgage Calculator

Estimate monthly payments and compare rates across Czech banks.

Use Calculator

DIP vs DPS Comparison

Compare Czech pension products side-by-side, fees, tax benefits, and growth.

Use Calculator

Sick Leave & Disability Calculator

See what ČSSZ pays during work incapacity or invalidity, for employees and freelancers. Understand the income gap.

Use Calculator

Common Questions

Everything you
need to know.

Can't find your answer? Let's talk and we'll explain everything in person.

Ask Us Directly

You don't pay us directly. When we help you set up a mortgage, pension, or insurance product, the financial institution compensates us. It's similar to how a real estate agent works, the service provider pays the commission, not you. You'll see a complete breakdown of all fees and costs in your product documents before you sign anything. No surprises.

Each advisor is individually registered with the Czech National Bank as a tied agent (vázaný zástupce) of OVB Allfinanz, a.s. In practice, this means we represent a range of banks, insurers, and investment companies, presenting you with options so you can choose what suits your situation. You can verify any advisor's registration on the CNB public register. For full regulatory details, see our Terms & Conditions.

Your products remain yours. For pension plans (DIP), leaving early means returning the tax savings, but the rest of your money and growth is yours to keep. We explain everything upfront.

Yes! We can check if your employer offers this benefit and whether you're eligible to receive it. The best part, even if you leave, you keep that money. Many expats don't realize they're leaving money on the table that's already there for them.

Yes. Profi Expats is a Prague-based financial advisory operating in English since 2017. Each advisor is individually registered with the Czech National Bank as a tied agent (vázaný zástupce) of OVB Allfinanz, a.s. The team has served expats from 117 nationalities, covering mortgages, insurance, investments, pension planning, and employer benefits.

Profi Expats is an English-speaking mortgage advisory in Prague. We help expats compare mortgage offers across the major Czech banks via our tied-agent partnership with OVB Allfinanz. We work with both EU and non-EU passport holders, and we know which banks accept which residency types and employment situations.

Often yes, but the bank list shrinks. Several major Czech banks work with non-EU passport holders under specific conditions: minimum employment duration in Czechia, residence permit type, and deposit size. Profi Expats has placed mortgages for US, UK, Asian, and Australian passport holders and knows which Czech banks accept which profiles.

Profi Expats provides investment advisory in English for expats in Czechia. We help with Czech investment products (DIP), mutual funds, and ETFs, and discuss currency considerations specific to non-CZK earners. We do not advise on cryptocurrency. Each advisor is individually CNB-registered.

Profi Expats helps expats compare property, life, car, liability, income protection, and travel insurance in Czechia. We represent multiple insurers via OVB Allfinanz. The bank-bundled insurance offered with a mortgage is often more expensive than alternatives available elsewhere.

Czechia offers two main pension-savings products: DIP (since 2024) and DPS (older). Profi Expats explains both and how they fit a long-horizon expat saver. Tax deductions apply up to 48,000 CZK per year combined across DIP, DPS, and qualifying life insurance. Employer contributions up to 50,000 CZK per year are exempt from tax and contributions.

Ready to take control of
your finances in Czechia?

Fill in the form and we'll get back to you within 24 hours, No obligation, just a conversation about your options.

No upfront fees, ever

No obligation to sign anything

Response within 24 hours

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Financial Advisors
for Expats
in Czech Republic